Financial Advisor Chandigarh

Tailored for Chandigarh

SEBI Registered Investment Advisor

10,000

Satisfied
Clients

4.9

Ratings on
Google

Rs.100Crs

Asset Under
Management

Your Expert Financial Advisor
in Chandigarh

Chandigarh’s blend of government jobs, IT growth, startups, and affluent families creates steady incomes but also pressure from education fees, property EMIs, and retirement needs. The rising cost of living and a decline in real income are standard among most households in Chandigarh. People hold a scattered Mix of Mutual funds, FDs, insurance, and real estate without a unified strategy. The need of the hour is a structured approach to money management & expert professional help to do it.

Finding a dependable Financial Advisor in Chandigarh can help professionals and families navigate rising costs and create a balanced approach to money management to achieve financial goals—an approach which also strikes the right balance between risk and return.

NS Wealth is a fee-only financial advisory service with its own proprietary “Dream, Decide and Do” framework that promises to strike the right balance in money management and help residents of Chandigarh navigate their journey to achieve financial independence. A firm with 17+ years of experience, currently catering to 1000+ families and offering its services both online and through its physical branches in cities in India and Chandigarh.

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NS wealth Financial Advisory Process

NS Wealth’s Process

At NS Wealth, we follow a proprietary process developed by our team, called the Dream, Decide, and Do framework. The core principles underlying this financial advisory process are transparency, research orientation, and risk management. Our fee-only advisory model aligns the advisor’s incentives with the client’s, forcing the advisor to avoid mistakes. We focus on creating actionable strategies that align with our life goals, income patterns, and risk tolerance.

Our Process includes:

Financial Health analysis: We begin by gaining a clear understanding of your current financial health, including your loans and preparedness for short-term and long-term financial emergencies & shocks. Fixing this before you start working on your financial goals is paramount to success.

Goal-Based Planning: Everyone has financial goals, ranging from buying the dream home to getting your kids educated to saving for retirement. We analyze them based on your current economic conditions, future life scenarios, and current investment strategies.Having a goal-based approach and adhering to it when investing increases the probability of success.

Portfolio strategy design: Based on your goals, risk profile, and financial health, we build a diversified investment portfolio using asset allocation and, if required, restructure your debt.

Portfolio implementation: Based on the strategy design, we identify the appropriate set of financial products that align with the required strategies, are tax-efficient, and are in line with future market conditions.

Periodic Review & Rebalancing: Our team reviews your portfolio regularly and holds quarterly client meetings to align it with market dynamics, changing life goals, and tax regimes.The review process helps our clients to stay on track with their financial goals.

Who we serve

Salaried

Helping them achieve their financial goals and emergencies, and optimize for taxes.

Professionals

Helping them navigate between life goals and emergencies with an unsteady flow of income.

Families

Plan for children’s education, housing, and intergenerational wealth.

Entrepreneurs

Helping them create a balance between unforeseen business challenges and personal finance.

NRIs

With robust financial plans to attain life goals and navigate between taxation of different countries.

Retirees

Helping them to optimize post-retirement income strategies so that they don’t outlive their savings.

Why should Chandigarh choose us?

Chandigarh’s market is filled with local advisors and brokers, but NS Wealth’s RIA status brings fiduciary duties, SEBI oversight, and formal agreements that go beyond informal tips. Already, 1000+ families trust the firm, and the financial advisors at NS Wealth manage close to Rs.1000+ in investments.
Investors of Chandigarh should trust NS Wealth because:

Holistic planning approach:

NS Wealth’s financial advisory service looks at every aspect of a client’s financial life, not just investments. It starts with understanding each client’s current financial health, followed by articulating financial goals and assessing their risk profile. The firm’s financial advisors in Chandigarh then try to work out an execution plan to navigate the financial journey successfully. The firm follows a holistic approach to financial planning, which serves as the benchmark for any recommendation it offers to the client.

Taxation is a key consideration:

Taxes erode a lot of your wealth if they are not taken into account before you start executing any financial strategy. NS Wealth’s financial advisors work closely with tax consultants and chartered accountants on every client’s financial plan. It ensures that any financial pathway the client takes is optimised from the perspective of Indian tax laws.

Fee-based approach:

The client pays based on an agreed-upon fee structure. The fee is wholly linked to the performance of the client’s portfolio and final plans. As an SEBI-registered RIA in Chandigarh, NS Wealth Financial Advisors, we are not legally permitted to structure our recommendations around product commissions. The regulatory protection ensures the protection of every client’s interest.

One-stop solution:

As a firm that focuses primarily on holistic financial planning, we have expertise that covers every aspect of money. We have a dedicated team of Certified Financial Planners, Investment Experts, and Insurance & Tax consultants so that the client doesn’t have to go to multiple experts or service providers.

Digital first:

Every client of Chandigarh can enjoy the benefits of NS Wealth’s services from the comfort of their home. Our financial advisors in Chandigarh are always available online to provide support when the client needs it and access the NS Wealth Online Investment platform called Plan 360, which makes real-time investment tracking and planning easy with a click of a button.

NS Wealth Solutions Pvt Ltd provides Financial advisor services all over India : Agra | Ahmedabad | Bangalore | Bhopal | Bhubaneswar | Chandigarh | Chennai | Coimbatore | Dehradun | Delhi | Guwahati | Hyderabad | Indore | Jaipur | Jamshedpur | Kanpur | Kolkata | Lucknow | Ludhiana | Mumbai | Nagpur | Nashik | Patna | Pune | Rajkot | Ranchi | Surat | Udaipur | Vadodara | Varanasi

Comprehensive NS Wealth Services Tailored to Meet Your Unique Needs

#1

Retirement Planning

We help you build a retirement plan that ensures financial freedom in later years.

#2

MF Portfolio Analysis

Our SEBI-registered advisors conduct a detailed analysis of your mutual fund portfolio.

#3

Financial Health Check up

An X-ray of your present state of finances to reach the desired state sooner

Frequently Asked Questions -FAQs

We have been working with residents of Chandigarh for the last 16 years, and we manage close to Rs 1000 crores of assets across the country. Whether you are salaried, an independent professional, an entrepreneur, or an NRI, we approach based on the client’s risk profile, current financial condition, and future goals, and we rebalance strategies as they change or market conditions change.

NS Wealth works on a fee-based model and doesn’t rely on commission. As a client, you pay a single fee to create the initial financial plan and a yearly cost of 1% based on the assets we manage for that client.

Any investment strategy we prescribe is for financial goals. The premise is that the investment should generate a return that exceeds current inflation and achieve the goal within its term, which may differ for clients living in Chandigarh. The investment strategy we recommend for a client in Chandigarh will also depend on the client’s risk profile.

In a regular scenario, we review and update your portfolio once a quarter because we recommend mostly goal-focused investments. But if market dynamics change rapidly, our advisory team, which tracks clients’ portfolios on a day-to-day basis, will suggest the necessary changes.

NS Wealth offers every client an online investment account to track their investments, financial goals, and insurance policies.