Financial Advisor Kolkata

Tailored for Kolkatian

SEBI Registered Investment Advisor

10,000

Satisfied
Clients

4.9

Ratings on
Google

Rs.100Crs

Asset Under
Management

Your Expert Financial Advisor
from Kolkata

Kolkata, the cultural capital of India, has seen a remarkable transformation over the years. The city has transformed from a British-era city to a modern Indian metropolis, the largest in the Eastern part of India. The overall change has led residents of the town to see a significant transformation in wealth creation and financial aspirations. A mix of traditional businesses, emerging startups, and a growing middle class makes the city a fertile ground for individuals and families to secure their financial futures. In the ever-changing dynamics of the city, navigating the world of investments, taxes, and the rising cost of living demands a more expert approach to financial management—a more detailed, pragmatic approach to improving one’s relationship with money.

At this stage, every resident of Kolkata needs professional guidance to navigate their financial journey. A city where heritage meets modernity, financial planning requires a deep understanding of both age-old financial habits and the latest market opportunities. Whether you are a young salaried individual working in a government or private job, or an entrepreneur trying to make a mark in the city, setting out to build wealth, or planning to build financial security for your family, a more seasoned and informed approach is key. Everybody needs a financial advisor in Kolkata who understands the dynamics and helps people make informed choices.

NS Wealth is well-suited to the needs of each Kolkatian. It’s a client-focused approach to financial advisory services right here in Kolkata, aimed at making all the difference in the lives of city residents. As an SEBI-registered Investment advisor with 16+ years of experience, our mission is to empower you with transparent, personalized, and comprehensive financial advice. We believe one-size doesn’t fit everybody, so we are here in the city to offer the right kind of guidance and suggest strategies that meet the unique needs of every Kolkatian.

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NS wealth Financial Advisory Process

NS Wealth’s Process

At NS Wealth, we follow a proprietary process developed by our team, called the Dream, Decide, and Do framework. The core principles underlying this financial advisory process are transparency, research orientation, and risk management. Our fee-only advisory model aligns the advisor’s incentives with the client’s, forcing the advisor to avoid mistakes. We focus on creating actionable strategies that align with our life goals, income patterns, and risk tolerance.

Our Process includes:

Financial Health analysis: We begin by gaining a clear understanding of your current financial health, including your loans and preparedness for short-term and long-term financial emergencies & shocks. Fixing this before you start working on your financial goals is paramount to success.

Goal-Based Planning: Everyone has financial goals, ranging from buying the dream home to getting your kids educated to saving for retirement. We analyze them based on your current economic conditions, future life scenarios, and current investment strategies.Having a goal-based approach and adhering to it when investing increases the probability of success.

Portfolio strategy design: Based on your goals, risk profile, and financial health, we build a diversified investment portfolio using asset allocation and, if required, restructure your debt.

Portfolio implementation: Based on the strategy design, we identify the appropriate set of financial products that align with the required strategies, are tax-efficient, and are in line with future market conditions.

Periodic Review & Rebalancing: Our team reviews your portfolio regularly and holds quarterly client meetings to align it with market dynamics, changing life goals, and tax regimes.The review process helps our clients to stay on track with their financial goals.

Who we serve

Salaried

Helping them achieve their financial goals and emergencies, and optimize for taxes.

Professionals

Helping them navigate between life goals and emergencies with an unsteady flow of income.

Families

Plan for children’s education, housing, and intergenerational wealth.

Entrepreneurs

Helping them create a balance between unforeseen business challenges and personal finance.

NRIs

With robust financial plans to attain life goals and navigate between taxation of different countries.

Retirees

Helping them to optimize post-retirement income strategies so that they don’t outlive their savings.

Why should Kolkata choose us?

Finding the right financial advisor is an essential decision in the journey towards achieving financial independence. A resident of Kolkata, you deserve nothing less than the best—a financial advisor who offers an end-to-end solution and has a more pragmatic approach to investment management. NS Wealth, with its team of Certified Financial Planners, investment analysts, insurance and tax planners, offers an ideal solution that suits every financial need of a Kolkatian.

Local Expertise

NS Wealth’s knowledge of the dynamic economic environment in Kolkata makes it the ideal partner for most residents. Unlike generic firms, NS Wealth develops strategies deeply aligned with the financial realities of Kolkata. Whether you are planning your kids’ education or marriage, preparing for financial emergencies, or preparing for your retirement in Kolkata, we have the local expertise and deep understanding of the financial market to guide you in crafting the right pathway to financial success.

Personalized advice

NS Wealth understands that money management requires a customized approach. Everybody has their own financial goals, a different risk profile, and appetite. NS Wealth’s financial advisory considers this a core component when devising strategies for its clients. Irrespective of your financial profile and aspirations, our team of financial advisors in Kolkata is equipped to handle that.

Full-stack firm

NS Wealth Kolkata is a full-service financial advisory firm that offers comprehensive end-to-end services to the city’s residents. We cover every aspect of your financial journey, starting from building a plan and managing your investments, protecting you against all economic risks, and optimizing your tax position.

Fee-based advisory

We charge a performance-linked fee for our services. The more you grow, the more we succeed. We are not like Mutual fund or insurance agents who sell you products based on commission. The fee structure is very transparent and predefined at the start of the engagement process.

Technology-enabled financial advisory

We use the latest, proprietary technology to serve our clients. It not only ensures better data protection but also enables our advisors to deliver a transparent service. Our technology platform not only allows better planning but also makes execution stress-free.

SEBI-Registered Expertise

We are required to act as fiduciaries under the regulations. The regulation binds us to comply with the law of the land and to offer transparent services that align with the client’s financial goals. As an SEBI-registered Investment advisor, we are bound by the principles of integrity and work in your favour to safeguard your interests.

Trusted client relationships

We work under the oath of a client fiduciary relationship. NS Wealth believes in building long-term relationships and grows as the client grows. You can start your financial journey the day your first salary hits your bank account. We continue to review the strategy as the client ages, aligned with their financial aspirations.

NS Wealth Solutions Pvt Ltd provides Financial advisor services all over India : Agra | Ahmedabad | Bangalore | Bhopal | Bhubaneswar | Chandigarh | Chennai | Coimbatore | Dehradun | Delhi | Guwahati | Hyderabad | Indore | Jaipur | Jamshedpur | Kanpur | Kolkata | Lucknow | Ludhiana | Mumbai | Nagpur | Nashik | Patna | Pune | Rajkot | Ranchi | Surat | Udaipur | Vadodara | Varanasi

Comprehensive NS Wealth Services Tailored to Meet Your Unique Needs

#1

Retirement Planning

We help you build a retirement plan that ensures financial freedom in later years.

#2

MF Portfolio Analysis

Our SEBI-registered advisors conduct a detailed analysis of your mutual fund portfolio.

#3

Financial Health Check up

An X-ray of your present state of finances to reach the desired state sooner

Frequently Asked Questions -FAQs

We have been working with residents of Kolkata for the last 16 years, and we manage close to Rs 1000 crores of assets across the country. Whether you are salaried, an independent professional, an entrepreneur, or an NRI, we approach based on the client’s risk profile, current financial condition, and future goals, and rebalance the strategies as they change or the market conditions change.

NS Wealth works on a fee-based model and doesn’t rely on commission. As a client, you pay a single fee to create the initial financial plan and a yearly cost of 1% based on the assets we manage for that client.

Any investment strategy we prescribe is for financial goals. The premise is that the investment should generate a return that exceeds current inflation and achieve the goal within its term, which may differ for clients living in Kolkata. The investment strategy we recommend for a client in Kolkata will also depend on the client’s risk profile.

 In a regular scenario, we review and update your portfolio once a quarter because we recommend mostly goal-focused investments. But if market dynamics change rapidly, our advisory team, which tracks clients’ portfolios on a day-to-day basis, will suggest necessary changes as needed.

 NS Wealth offers every client an online investment account to track their investments, financial goals, and insurance policies.