Financial Advisor Ludhinana

Tailored for Chennaities

SEBI Registered Investment Advisor

10,000

Satisfied
Clients

4.9

Ratings on
Google

Rs.100Crs

Asset Under
Management

Your Expert Financial Advisor
from Ludhinana

Manufacturing, textiles, trading, transport, and a fast-growing services and startup ecosystem power Ludhiana’s economy. It means families enjoy strong cash flows, but they face irregular business cycles and rising lifestyle expectations. Money management is strict for the residents of the city. Money is often locked in unproductive, traditional investments that are not well thought through. This specific dynamic necessitates professional financial advisory services in the town. A dependable financial advisor in Ludhiana for its residents is the need of the hour, who can reduce the randomness and create a clear plan that actually funds your family’s dream. It is where NS Wealth Solutions is trying to make a difference.

NS Wealth is a SEBI-registered Financial Advisor that offers both online and offline services to residents of Ludhiana. The firm already has a legacy of 17+ years and has been serving 1000+ families across India. Offers fee-based, goal-oriented financial advisory services using its proprietary framework, “Dream, Decide and Do.” A true partner for residents of Ludhiana, which provides a holistic approach to money management.

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NS wealth Financial Advisory Process

NS Wealth’s Process

At NS Wealth, we follow a proprietary process developed by our team, called the Dream, Decide, and Do framework. The core principles underlying this financial advisory process are transparency, research orientation, and risk management. Our fee-only advisory model aligns the advisor’s incentives with the client’s, forcing the advisor to avoid mistakes. We focus on creating actionable strategies that align with our life goals, income patterns, and risk tolerance.

Our Process includes:

Financial Health analysis: We begin by gaining a clear understanding of your current financial health, including your loans and preparedness for short-term and long-term financial emergencies & shocks. Fixing this before you start working on your financial goals is paramount to success.

Goal-Based Planning: Everyone has financial goals, ranging from buying the dream home to getting your kids educated to saving for retirement. We analyze them based on your current economic conditions, future life scenarios, and current investment strategies.Having a goal-based approach and adhering to it when investing increases the probability of success.

Portfolio strategy design: Based on your goals, risk profile, and financial health, we build a diversified investment portfolio using asset allocation and, if required, restructure your debt.

Portfolio implementation: Based on the strategy design, we identify the appropriate set of financial products that align with the required strategies, are tax-efficient, and are in line with future market conditions.

Periodic Review & Rebalancing: Our team reviews your portfolio regularly and holds quarterly client meetings to align it with market dynamics, changing life goals, and tax regimes.The review process helps our clients to stay on track with their financial goals.

Who we serve

Salaried

Helping them achieve their financial goals and emergencies, and optimize for taxes.

Professionals

Helping them navigate between life goals and emergencies with an unsteady flow of income.

Families

Plan for children’s education, housing, and intergenerational wealth.

Entrepreneurs

Helping them create a balance between unforeseen business challenges and personal finance.

NRIs

With robust financial plans to attain life goals and navigate between taxation of different countries.

Retirees

Helping them to optimize post-retirement income strategies so that they don’t outlive their savings.

Why should our Financial Advisor in Ludhinana?

NS Wealth is a one-stop service provider in Ludhiana. Their financial advisors work in partnership with Certified Financial Planners, Investment experts, and tax & insurance consultants to deliver solutions to clients that cover every aspect of their financial lives. The key reasons why Ludhiana’s families prefer NS Wealth as their financial advisor

Holistic financial planning approach:

NS Wealth’s financial advisory service takes an holistic view of any client’s financial life. Analysing financial health, risk profile, and goals is the first step of any engagement. It ensures better client success and removes the randomness, helping them work on a structured plan.

Tax optimisation:

Many people overlook the tax component when planning their financial journey. Taxation has a chance of eating away at a lot of the wealth. NS Wealth’s team of financial advisors in Ludhiana works with chartered accountants and tax consultants to ensure everything is optimised for Indian tax law. It saves the client a lot of money.

 

Continuous support:

NS Wealth doesn’t operate like commission agents, who sell you a product and then don’t come back. Once you engage an NS Wealth financial advisor, rest assured that they are always in the background whenever you require them. The advisor conducts regular quarterly reviews and suggests proactive steps when needed.

Regulatory protection:

Unlike other financial consultants, who don’t take any responsibility once they have sold you a product, NS Wealth takes that. As a SEBI-registered operator, they are bound by law. Regulations provide complete client protection and assurance of real-time grievance resolution.

Digital service with human touch:

Clients can reach the financial advisors in Ludhiana both online and offline. The team is available instantly via email, WhatsApp, and Online meetings. Every client also gets a Plan 360 account to track their investments, policies, loans, and the performance of their financial plan.

NS Wealth Solutions Pvt Ltd provides Financial advisor services all over India :  Agra |  Ahmedabad |  Bangalore |  Bhopal |  Bhubaneswar |  Chandigarh |  Chennai |  Coimbatore |  Dehradun |  Delhi |  Guwahati |  Hyderabad |  Indore |  Jaipur |  Jamshedpur |  Kanpur |  Kolkata |  Lucknow |  Ludhiana |  Mumbai |  Nagpur |  Nashik |  Patna |  Pune |  Rajkot | Ranchi |  Surat |  Udaipur |  Vadodara |  Varanasi

Comprehensive NS Wealth Services Tailored to Meet Your Unique Needs

#1

Retirement Planning

We help you build a retirement plan that ensures financial freedom in later years.

#2

MF Portfolio Analysis

Our SEBI-registered advisors conduct a detailed analysis of your mutual fund portfolio.

#3

Financial Health Check up

An X-ray of your present state of finances to reach the desired state sooner

Frequently Asked Questions -FAQs

We have been working with residents of Ludhinana for the last 16 years, and we manage close to Rs 1000 crores of assets across the country. Whether you are salaried, an independent professional, an entrepreneur, or an NRI, we approach based on the client’s risk profile, current financial condition, and future goals, and we rebalance strategies as they change or market conditions change.

NS Wealth works on a fee-based model and doesn’t rely on commission. As a client, you pay a single fee to create the initial financial plan and a yearly cost of 1% based on the assets we manage for that client.

Any investment strategy we prescribe is for financial goals. The premise is that the investment should generate a return that exceeds current inflation and achieve the goal within its term, which may differ for clients living in Ludhiana. The investment strategy we recommend for a client in Ludhiana will also depend on the client’s risk profile.

 

In a regular scenario, we review and update your portfolio once a quarter because we recommend mostly goal-focused investments. But if market dynamics change rapidly, our advisory team, which tracks clients’ portfolios on a day-to-day basis, will suggest the necessary changes.

NS Wealth offers every client an online investment account to track their investments, financial goals, and insurance policies.