Financial Advisor Patna

Tailored for Patna

SEBI Registered Investment Advisor

10,000

Satisfied
Clients

4.9

Ratings on
Google

Rs.100Crs

Asset Under
Management

Your Expert Financial Advisor
in Patna

Many households hold a mix of fixed deposits, LIC policies, real estate, and ad hoc mutual funds without knowing whether these are enough to meet goals such as children’s education, buying a home, or a comfortable retirement. As Patna is emerging as a significant administrative, educational, and business centre of Bihar, the economic scenario is also changing, and residents of Patna are falling into similar traps. The modern resident of Patna requires expert financial help to get out of this trap. It is where NS Wealth Solution Pvt Limited plays an important role.

NS Wealth’s financial advisory service is a one-stop solution with dedicated financial advisor support for economic needs. Certified Financial Planners, Tax consultants, Investment and insurance experts back the team of NS Wealth’s financial advisors in Patna. The service also includes helping the client with debt management and reducing debt costs.

Hiring NS Wealth as your financial advisory partner means you get support for fixing problems related to financial health, investing solutions with goal planning, income tax optimisation for better returns and insurance planning for better risk management.

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NS wealth Financial Advisory Process

NS Wealth’s Process

At NS Wealth, we follow a proprietary process developed by our team, called the Dream, Decide, and Do framework. The core principles underlying this financial advisory process are transparency, research orientation, and risk management. Our fee-only advisory model aligns the advisor’s incentives with the client’s, forcing the advisor to avoid mistakes. We focus on creating actionable strategies that align with our life goals, income patterns, and risk tolerance.

Our Process includes:

Financial Health analysis: We begin by gaining a clear understanding of your current financial health, including your loans and preparedness for short-term and long-term financial emergencies & shocks. Fixing this before you start working on your financial goals is paramount to success.

Goal-Based Planning: Everyone has financial goals, ranging from buying the dream home to getting your kids educated to saving for retirement. We analyze them based on your current economic conditions, future life scenarios, and current investment strategies.Having a goal-based approach and adhering to it when investing increases the probability of success.

Portfolio strategy design: Based on your goals, risk profile, and financial health, we build a diversified investment portfolio using asset allocation and, if required, restructure your debt.

Portfolio implementation: Based on the strategy design, we identify the appropriate set of financial products that align with the required strategies, are tax-efficient, and are in line with future market conditions.

Periodic Review & Rebalancing: Our team reviews your portfolio regularly and holds quarterly client meetings to align it with market dynamics, changing life goals, and tax regimes.The review process helps our clients to stay on track with their financial goals.

Who we serve

Salaried

Helping them achieve their financial goals and emergencies, and optimize for taxes.

Professionals

Helping them navigate between life goals and emergencies with an unsteady flow of income.

Families

Plan for children’s education, housing, and intergenerational wealth.

Entrepreneurs

Helping them create a balance between unforeseen business challenges and personal finance.

NRIs

With robust financial plans to attain life goals and navigate between taxation of different countries.

Retirees

Helping them to optimize post-retirement income strategies so that they don’t outlive their savings.

Why should Patnachoose us?

NS Wealth Solutions Pvt Limited is a SEBI-Registered Investment Advisor (Registration No. INA000009551) that offers unbiased, process-driven financial advisory services to professionals, business owners, NRIs, and retirees across India, including investors based in Patna. Together with a border understanding of financial markets, the economic advisory team at NS Wealth brings a nuanced understanding of the local economy to suggest solutions that are apt for residents of Patna.
Investors of Patna prefer NS Wealth because:

Comprehensive planning approach:

NS Wealth’s financial advisors in Patna don’t just help you find the right financial products and schemes, but they also take into consideration your financial health while doing that. They allow the client first to articulate their financial goals & analyse their current financial state, which is necessary to create a better pathway to financial independence. NS Wealth offers a more holistic approach to money management.

Regulatory protection:

As an SEBI-registered Investment Advisor, NS Wealth is bound to act as a fiduciary for your money. The team can’t recommend a specific product due to high commissions, as the firm operates on a fee-based model rather than a commission model. The model offers every investor an additional regulatory cushion and a smart way to resolve grievances.

Tax-optimised strategies:

Having a high-performing portfolio is not enough. Taxes eat a lot of your return. NS Wealth’s financial recommendations consider Indian tax laws, helping the client achieve tax-efficient outcomes

Proprietary framework:

NS Wealth’s 17+ years of experience have helped them develop a proprietary “Dream, Decide and Do” framework, which has led to financial success for 1000+ families across India. NS Wealth’s financial advisors in Patna bring that framework to the city’s investors to help ensure a higher success rate in their journey toward financial independence.

Digital first service:

 NS Wealth’s financial advisory service can be accessed both offline and online. Regardless of the locality in Patna you are based in, you can access our service from the comfort of your home. Every client also receives a digital investment account through which they can access their performance in real time.

NS Wealth Solutions Pvt Ltd provides Financial advisor services all over India : Agra | Ahmedabad | Bangalore | Bhopal | Bhubaneswar | Chandigarh | Chennai | Coimbatore | Dehradun | Delhi | Guwahati | Hyderabad | Indore | Jaipur | Jamshedpur | Kanpur | Kolkata | Lucknow | Ludhiana | Mumbai | Nagpur | Nashik | Patna | Pune | Rajkot | Ranchi | Surat | Udaipur | Vadodara | Varanasi

Comprehensive NS Wealth Services Tailored to Meet Your Unique Needs

#1

Retirement Planning

We help you build a retirement plan that ensures financial freedom in later years.

#2

MF Portfolio Analysis

Our SEBI-registered advisors conduct a detailed analysis of your mutual fund portfolio.

#3

Financial Health Check up

An X-ray of your present state of finances to reach the desired state sooner

Frequently Asked Questions -FAQs

We have been working with residents of Patna for the last 16 years, and we manage close to Rs 1000 crores of assets across the country. Whether you are salaried, an independent professional, an entrepreneur, or an NRI, we approach based on the client’s risk profile, current financial condition, and future goals, and we rebalance strategies as they change or market conditions change.

NS Wealth works on a fee-based model and doesn’t rely on commission. As a client, you pay a single fee to create the initial financial plan and a yearly cost of 1% based on the assets we manage for that client.

Any investment strategy we prescribe is for financial goals. The premise is that the investment should generate a return that exceeds current inflation and achieve the goal within its term, which may differ for clients living in Patna. The investment strategy we recommend for a client in Patna will also depend on the client’s risk profile.

 In a regular scenario, we review and update your portfolio once a quarter because we recommend mostly goal-focused investments. But if market dynamics change rapidly, our advisory team, which tracks clients’ portfolios on a day-to-day basis, will suggest necessary changes as needed.

 NS Wealth offers every client an online investment account to track their investments, financial goals, and insurance policies.