Financial Advisor Pune

Tailored for Punekars

SEBI Registered Investment Advisor

10,000

Satisfied
Clients

4.9

Ratings on
Google

Rs.100Crs

Asset Under
Management

Your Expert Financial Advisor
from Pune

Pune, once called the retirement city, is now a bustling new metropolis attracting many professionals from across the country—a hub for the automobile and technology industry with a diverse set of residents. Managing personal finance in this complex market, such as Pune’s, is challenging. Plus, with life becoming increasingly complex, the city’s transformation into a metropolis makes things even more difficult. A professional approach to money management is the need of the hour for most Punekars. Though the city offers a vibrant ecosystem for investment, wealth building, and retirement planning, the constant shift in the regulatory landscape can leave you feeling overwhelmed. 

Achievement of financial independence is not merely a result of choosing the right mutual fund schemes or insurance policies; it is a product of complete end-to-end financial planning tailored to your unique goals, risk appetite, and life stage. As the Pune economic landscape evolves, Punekars need advisory services that deliver clear, actionable strategies while prioritizing their interests.

NS Wealth, a premier financial advisory firm from Pune, understands these nuances and can become every Punekar’s right partner in their financial journey. A firm with 16+ years of experience is currently helping 1,000+ families on their journey towards financial freedom. A team with a diverse set of professionals from various fields of personal finance, including certified financial planners, investment professionals, insurance experts, and tax planners. Our role is not just to recommend products, but to craft a roadmap that fits your financial dreams.

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NS wealth Financial Advisory Process

NS Wealth’s Process

At NS Wealth, we follow a proprietary process developed by our team, called the Dream, Decide, and Do framework. The core principles underlying this financial advisory process are transparency, research orientation, and risk management. Our fee-only advisory model aligns the advisor’s incentives with the client’s, forcing the advisor to avoid mistakes. We focus on creating actionable strategies that align with our life goals, income patterns, and risk tolerance.

Our Process includes:

Financial Health analysis: We begin by gaining a clear understanding of your current financial health, including your loans and preparedness for short-term and long-term financial emergencies & shocks. Fixing this before you start working on your financial goals is paramount to success.

Goal-Based Planning: Everyone has financial goals, ranging from buying the dream home to getting your kids educated to saving for retirement. We analyze them based on your current economic conditions, future life scenarios, and current investment strategies.Having a goal-based approach and adhering to it when investing increases the probability of success.

Portfolio strategy design: Based on your goals, risk profile, and financial health, we build a diversified investment portfolio using asset allocation and, if required, restructure your debt.

Portfolio implementation: Based on the strategy design, we identify the appropriate set of financial products that align with the required strategies, are tax-efficient, and are in line with future market conditions.

Periodic Review & Rebalancing: Our team reviews your portfolio regularly and holds quarterly client meetings to align it with market dynamics, changing life goals, and tax regimes.The review process helps our clients to stay on track with their financial goals.

Who we serve

Salaried

Helping them achieve their financial goals and emergencies, and optimize for taxes.

Professionals

Helping them navigate between life goals and emergencies with an unsteady flow of income.

Families

Plan for children’s education, housing, and intergenerational wealth.

Entrepreneurs

Helping them create a balance between unforeseen business challenges and personal finance.

NRIs

With robust financial plans to attain life goals and navigate between taxation of different countries.

Retirees

Helping them to optimize post-retirement income strategies so that they don’t outlive their savings.

Why should Pune choose us?

Pune’s growth story is unique, but so are its challenges in managing wealth. NS Wealth is uniquely positioned as an SEBI-certified financial advisor to cater to the specific needs of Punekars. Our client-first approach and proprietary financial advisory model make every Punekar’s journey easy and stress-free.

Local Expertise

Our 16 years of experience in Pune have enabled us to build substantial institutional knowledge of the city’s evolving economic conditions and lifestyle. It is this local expertise that makes us a suitable partner for all Punekars. Whether you are a government or private sector employee or a startup founder from Pune, our team is well-trained to serve every person’s specific financial needs.

Personalized advice

The city’s changing dynamics require every Punekar to rethink money. What is suitable for your friend might not work for you. NS Wealth’s approach is always very client-centric; we suggest strategies that align with your financial goals, risk profile, and risk-taking capacity.

Full-stack firm

Money management is just about identifying the right scheme or policy, but it requires end-to-end crafting of your path towards financial independence. NS Wealth is well-positioned to offer an end-to-end solution to every Punekar, starting with crafting the first plan, identifying the right products to help execute it, and providing tax planning for further optimization.

Fee-based, zero-commission advisory

We don’t rely on product commissions; our incentive to serve you better is that we offer fee-based advisory to every Punekar. Our fee is entirely based on your performance in financial life and investments.

Technology-enabled financial advisory

We use the latest, proprietary technology to serve our clients. It not only ensures better data protection but also enables our advisors to deliver a transparent service. Our technology platform not only allows better planning but also makes execution stress-free.

SEBI-Registered Expertise

As a SEBI-registered RIA, NS Wealth is legally and ethically bound to act in your best interest. The certification and commitment to the best practices assure every client of professional integrity, security, and reliability. We ensure every client is adequately educated on regulatory updates and that our financial advisors are proactive when changes occur.

Trusted client relationships

 We are here to build long-term relationships with clients. Our team of financial advisors is always with you to guide you through the path of financial independence. We ensure every recommendation from our advisory team is measurable and practical, with a clear benchmark for tracking progress.

Comprehensive NS Wealth Services Tailored to Meet Your Unique Needs

#1

Retirement Planning

We help you build a retirement plan that ensures financial freedom in later years.

#2

MF Portfolio Analysis

Our SEBI-registered advisors conduct a detailed analysis of your mutual fund portfolio.

#3

Financial Health Check up

An X-ray of your present state of finances to reach the desired state sooner

Frequently Asked Questions -FAQs

We have been working with residents of Pune for the last 16 years, and we manage close to Rs 1000 crores of assets across the country. Whether you are salaried, an independent professional, an entrepreneur, or an NRI, we approach based on the client’s risk profile, current financial condition, and future goals, and rebalance the strategies as they change or the market conditions change.

NS Wealth works on a fee-based model and doesn’t rely on commission. As a client, you pay a single fee to create the initial financial plan and a yearly cost of 1% based on the assets we manage for that client.

Any investment strategy we prescribe is for financial goals. The premise is that the investment should generate a return that exceeds current inflation and achieve the goal within its term, which may differ for clients living in Pune. The investment strategy we recommend for a client in Pune will also depend on the client’s risk profile.

 In a regular scenario, we review and update your portfolio once a quarter because we recommend mostly goal-focused investments. But if market dynamics change rapidly, our advisory team, which tracks clients’ portfolios on a day-to-day basis, will suggest necessary changes as needed.

 NS Wealth offers every client an online investment account to track their investments, financial goals, and insurance policies.