10,000
Satisfied
Clients
4.9
Ratings on
Google
Rs.100Crs
Asset Under
Management
Expert Mutual Fund Advisor from Bangalore : Data-driven Wealth Management
Bangalore is now the tech capital of India and a hub for research in healthcare and other fields of science. Once an old British town, it has now transformed into India’s Silicon Valley. The city now attracts significant talent from industries across the country. It has led to the growth of the city’s new middle class, prompting demand for modern wealth management services among residents. The most popular segment of modern wealth management service among most Bangaloreans is Mutual fund advisory.
With the growing popularity of Mutual funds across the country, driven by popular marketing campaigns like “ Mutual funds Sahi hain”, the Bangalore middle class is also flocking towards mutual funds. We have already seen a rise in SIPs among the youth in Bangalore, making them a popular mode of mutual fund investing. Products like ELSS have taken a front seat in driving investments in financial instruments that offer 80C benefits. Many Bangaloreans allocate a large share of their retirement savings to active mutual funds, rather than to 21st-century financial instruments such as vanilla-like deposits. Investing in them requires a strategy; asset allocation, diversification, and tax considerations play a vital role. So the traditional mutual fund advisors and their methods are not more useful. Tech-savvy Bangaloreans are demanding more. The need for an hour is a modern & data-driven approach to Mutual fund investing.
If you are looking for a new-age wealth management firm or a Mutual fund advisor in Bangalore, you are in the right place. At NS Wealth, we offer modern-age, AI-powered mutual fund advisory services that cover not just the investment aspect but also taxation and financial planning under one roof. A firm with 17+ years of experience, a proprietary investing framework, 1000+ clients, and Rs. 1000 crores in assets under management. A firm established by Mr. Nitin Sawant, with its initial roots in Sangli, Maharashtra, now has a presence across all major metros. It is one of the few fee-based mutual advisory firms in Bangalore.
Looking to speak to an Expert?
We have experts who can assist you right now by phone or via an online Google Meet meeting.
NS Wealth Mutual Fund Advisory Process
As an SEBI-registered Investment Advisor with 17+ years of experience and currently managing Rs. 1000 crores of investment assets for its clients, our team of Mutual fund advisors has developed a proprietary process. The process has already been tested and proven effective for all our clients, with varying risk profiles and across different market cycles.The various steps of the process are:
Step 1: Goal Identification: Investing without goals is like driving without a destination. As the first step in the process, our Mutual fund advisors will meet with you to identify your liabilities and aspirations. Identification helps articulate priorities and define clear, measurable financial goals with defined value and timelines for achievement.
Step 2: Risk Profiling: Investing in Mutual funds is not just about generating higher returns; it is also about achieving better risk-adjusted returns. It requires understanding the client’s risk profile. During this step, NS Wealth advisors use a proprietary psychometric test to assess a client’s psychological ability to handle market volatility and a financial capability test to assess their risk-taking capacity.
Step 3: Asset Allocation: An important step before we sort funds and schemes that fit you. The advisor’s role at this step is to identify the right mix of assets for a client’s Mutual Fund portfolio based on their risk profile and financial goals. It is not just about the right asset mix; it is also about diversifying any portfolio to generate better risk-adjusted returns.
Step 4: Scheme selection: There are 11 subcategories in equity-based schemes and 17 in debt-based schemes, with numerous mutual fund companies offering schemes under each category. It makes the process difficult for a general investor, which is why this step is necessary. NS Wealth Mutual fund advisors conduct both quantitative and qualitative analyses of different schemes, evaluating fund managers’ performance and their past performance. An important step is to identify the right mix of schemes that align with the asset allocation strategy.
Step 5: Periodic review & rebalancing: Generating better outcomes from Mutual fund investing requires periodic monitoring and adjusting in response to market dynamics. When you hire an NS Wealth Mutual fund advisor, they do that using advanced analytics and their proprietary scheme screening mechanism to make sure that every client stays on track.
Who we serve
Salaried
Helping them achieve their financial goals and emergencies, and optimize for taxes.
Professionals
Helping them navigate between life goals and emergencies with an unsteady flow of income.
Families
Plan for children’s education, housing, and intergenerational wealth.
Entrepreneurs
Helping them create a balance between unforeseen business challenges and personal finance.
NRIs
With robust financial plans to attain life goals and navigate between taxation of different countries.
Retirees
Helping them to optimize post-retirement income strategies so that they don’t outlive their savings.
Why should Bangalore choose Our Mufutual Fund Advisor?
We already know that Bangalore is a city of tech-savvy investors and has a thriving middle class that urgently needs modern mutual fund advisory services. We are a thriving firm in the city, and clients can access our services both online and offline. The firm has its own proprietary financial planning framework called the “Dream, Decide and Do” framework, plus the firm has also developed a unique process of mutual fund investing, making them an ideal partner for most Bangaloreans.
Most residents of Bangalore prefer us because:
NS Wealth Solutions Pvt Ltd provides Mutual Fund advisor services all over India : Agra | Ahmedabad | Bangalore | Bhopal | Bhubaneswar | Chandigarh | Chennai | Coimbatore | Dehradun | Bangalore | Guwahati | Bangalore | Indore | Jaipur | Jamshedpur | Kanpur | Kolkata | Lucknow | Ludhiana | Mumbai | Nagpur | Nashik | Patna | Pune | Rajkot | Ranchi | Surat | Udaipur | Vadodara | Varanasi
Comprehensive NS Wealth Services Tailored to Meet Your Unique Needs
Frequently Asked Questions -FAQs
What is the difference between an SEBI-registered Investment Advisor and a Regular Mutual Fund advisor?
One can seek scheme-related advice from both of them, but a SEBI-registered Investment Advisor takes a broader outlook of your financial health so that it may be more attuned to your requirements. Additionally, SEBI-registered advisors are paid by you, while Mutual Fund companies pay Mutual Fund advisors to advise on their products, creating a potential misalignment of interest.
How do I verify whether a Mutual fund advisor is AMFI-registered in Bangalore?
Every Mutual Fund advisor in Bangalore registered with AMFI receives a unique code, the ARN, which they must renew every 5th year. When verifying whether a Mutual fund advisor is registered with AMFI, you should know this number and check it on the AMFI website. Even if you are not aware of the ARN number, you can search the AMFI website using your area’s PIN code.
Do mutual fund advisors charge a flat fee or a percentage of Assets Under Management (AUM)?
Mutual fund advisors who work under an AMFI license can’t charge any type of fee, as per SEBI guidelines. On the other hand, if the person is a SEBI-registered Investment advisor who advises on Mutual Funds, they can charge a flat fee or a fee based on a percentage of AUM.
Will the advisor be available to guide through market crashes?
NS Wealth’s Mutual fund advisory process includes a step of regular portfolio monitoring and review. They continuously monitor market movements and recommend portfolio adjustments during a market crash.
Do Mutual Fund advisors offer services to non-resident Indians (NRIs) residing in Bangalore?
Yes, mutual fund advisors offer services to non-resident Indians (NRIs) residing in Bangalore. NRIs generally fall under different tax structures, and if you are visiting the city, you can always discuss your requirements with the NS Wealth Mutual fund advisory team.