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Expert Mutual Fund Advisor from Patna : Data-driven Wealth Management
Patna, or popularly known as Patliputra in ancient Indian texts, is currently witnessing a modern financial renaissance. Once a city where savings were locked in gold and land, Patna has today become one of the fastest-growing retail investment hubs in India.
As the city is seeing an infrastructure boom and a rise in service-sector dominance, the middle class is also seeing a sudden change in its lifestyle. The city’s GDP per capita is the highest among all other urban centers in the state of Bihar. Because of the change, we have seen a sudden shift in the behavior of Patna’s investing class. There is no longer a heavy reliance on traditional physical assets like real estate or gold. There is growing interest in mutual fund schemes among residents of Patna. SIP numbers are on the rise; the city is seeing a 25%-30% increase in SIP registrations.
The changes in investor behavior and the rising prominence of mutual funds as a popular instrument among the city’s middle-class investors have also led to a growing demand for qualified mutual fund advisors in Patna. We all know the financial complexities of today’s generation are far greater than those of older generations, so traditional advisors and their advising techniques are not enough. A new-age Patna investor requires mutual fund advisors who can blend financial planning into their advisory process and adopt a more data-first approach so that investors can navigate different market cycles effectively.
The NS Wealth team of mutual fund advisors in Patna is one of the few advisory teams in the city that only offer fee-based advisory on mutual fund schemes. They have, over the years, built a solid financial planning framework that can easily integrate with smart mutual fund investment strategies. A firm with 17+ years of legacy and currently managing Rs. 1000 crores of mutual fund investments across the country, including India.
If you are looking for a long-term partner who can offer you the ideal guidance on mutual fund investing, your search ends here.
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NS Wealth Mutual Fund Advisory Process
As an SEBI-registered Investment Advisor with 17+ years of experience and currently managing Rs. 1000 crores of investment assets for its clients, our team of Mutual fund advisors has developed a proprietary process. The process has already been tested and proven effective for all our clients, with varying risk profiles and across different market cycles.The various steps of the process are:
Step 1: Goal Identification: Investing without goals is like driving without a destination. As the first step in the process, our Mutual fund advisors will meet with you to identify your liabilities and aspirations. Identification helps articulate priorities and define clear, measurable financial goals with defined value and timelines for achievement.
Step 2: Risk Profiling: Investing in Mutual funds is not just about generating higher returns; it is also about achieving better risk-adjusted returns. It requires understanding the client’s risk profile. During this step, NS Wealth advisors use a proprietary psychometric test to assess a client’s psychological ability to handle market volatility and a financial capability test to assess their risk-taking capacity.
Step 3: Asset Allocation: An important step before we sort funds and schemes that fit you. The advisor’s role at this step is to identify the right mix of assets for a client’s Mutual Fund portfolio based on their risk profile and financial goals. It is not just about the right asset mix; it is also about diversifying any portfolio to generate better risk-adjusted returns.
Step 4: Scheme selection: There are 11 subcategories in equity-based schemes and 17 in debt-based schemes, with numerous mutual fund companies offering schemes under each category. It makes the process difficult for a general investor, which is why this step is necessary. NS Wealth Mutual fund advisors conduct both quantitative and qualitative analyses of different schemes, evaluating fund managers’ performance and their past performance. An important step is to identify the right mix of schemes that align with the asset allocation strategy.
Step 5: Periodic review & rebalancing: Generating better outcomes from Mutual fund investing requires periodic monitoring and adjusting in response to market dynamics. When you hire an NS Wealth Mutual fund advisor, they do that using advanced analytics and their proprietary scheme screening mechanism to make sure that every client stays on track.
Who we serve
Salaried
Helping them achieve their financial goals and emergencies, and optimize for taxes.
Professionals
Helping them navigate between life goals and emergencies with an unsteady flow of income.
Families
Plan for children’s education, housing, and intergenerational wealth.
Entrepreneurs
Helping them create a balance between unforeseen business challenges and personal finance.
NRIs
With robust financial plans to attain life goals and navigate between taxation of different countries.
Retirees
Helping them to optimize post-retirement income strategies so that they don’t outlive their savings.
Why should Patna choose Our Mufutual Fund Advisor?
NS Wealth is a SEBI-registered Investment advisory firm with a strong legacy and currently works with 1000+ Indian families in major metros, including Patna. Their team of mutual fund advisors in Patna is well-trained in modern techniques of mutual fund investing, making them your long-term partner as you navigate your financial journey.The reasons why most residents of Patna should choose us:
NS Wealth Solutions Pvt Ltd provides Mutual Fund advisor services all over India : Agra | Patna | Bangalore | Bhopal | Bhubaneswar | Chandigarh | Chennai | Coimbatore | Dehradun | Bangalore | Guwahati | Bangalore | Indore | Jaipur | Jamshedpur | Kanpur | Kolkata | Lucknow | Ludhiana | Mumbai | Nagpur | Nashik | Patna | Pune | Rajkot | Ranchi | Surat | Udaipur | Vadodara | Varanasi
Comprehensive NS Wealth Services Tailored to Meet Your Unique Needs
Frequently Asked Questions -FAQs
What is the difference between an SEBI-registered Investment Advisor and a Regular Mutual Fund advisor?
One can seek scheme-related advice from both of them, but a SEBI-registered Investment Advisor takes a broader outlook of your financial health so that it may be more attuned to your requirements. Additionally, SEBI-registered advisors are paid by you, while Mutual Fund companies pay Mutual Fund advisors to advise on their products, creating a potential misalignment of interest.
How do I verify whether a Mutual fund advisor is AMFI-registered in Patna?
Every Mutual Fund advisor in Patna registered with AMFI receives a unique code, the ARN, which they must renew every 5th year. When verifying whether a Mutual fund advisor is registered with AMFI, you should know this number and check it on the AMFI website. Even if you are not aware of the ARN number, you can search the AMFI website using your area’s PIN code.
Do mutual fund advisors charge a flat fee or a percentage of Assets Under Management (AUM)?
Mutual fund advisors who work under an AMFI license can’t charge any type of fee, as per SEBI guidelines. On the other hand, if the person is a SEBI-registered Investment advisor who advises on Mutual Funds, they can charge a flat fee or a fee based on a percentage of AUM.
Will the advisor be available to guide through market crashes?
NS Wealth’s Mutual fund advisory process includes a step of regular portfolio monitoring and review. They continuously monitor market movements and recommend portfolio adjustments during a market crash.
Do Mutual Fund advisors offer services to non-resident Indians (NRIs) residing in Patna?
Yes, mutual fund advisors offer services to non-resident Indians (NRIs) residing in Patna. NRIs generally fall under different tax structures, and if you are visiting the city, you can always discuss your requirements with the NS Wealth Mutual fund advisory team.