10,000
Satisfied
Clients
4.9
Ratings on
Google
Rs.100Crs
Asset Under
Management
Expert Mutual Fund Advisor from Pune : Data-driven Wealth Management
Pune has grown into a modern metropolis over the years. Once the retirement capital of the West, it is now a city with a bustling technology and automotive industry. The city’s investors are no longer retirees seeking safe havens with risk-free returns or high-net-worth business families buying large amounts of real estate; they are the bustling middle class and their rising interest in modern financial instruments, such as mutual funds. We are already seeing trends such as a rising number of SIPs per family, reliance on ELSS Schemes for 80C benefits, and increased participation by retail investors in equity, debt, and gold markets through actively managed mutual fund schemes. The rising interest in mutual funds among Pune investors is also due to the city’s rising cost of living, which has further led to declining interest in traditional financial instruments, as they are less effective at achieving financial goals and building financial stability.
The switch for Punekars to modern financial instruments like mutual funds and being successful with it will require more technical knowledge, understanding of their underlying tax laws, the right asset mix, and a strategy that matches well with anybody’s financial goals. The need of the hour for most Pune residents is expert guidance and support from trained Mutual Fund Advisors.
If, as a Punekar, you are in search of an expert Mutual fund advisor in the city, your search ends here.NS Wealth is one of the few mutual fund advisors in Pune that operate under an SEBI-registered investment advisory license and offer only fee-based advisory services. A modern age advisory firm with 17+ years of experience, presence across multiple Indian metros, and manages around Rs.1000 crores of Mutual investments.
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NS Wealth Mutual Fund Advisory Process
As an SEBI-registered Investment Advisor with 17+ years of experience and currently managing Rs. 1000 crores of investment assets for its clients, our team of Mutual fund advisors has developed a proprietary process. The process has already been tested and proven effective for all our clients, with varying risk profiles and across different market cycles.The various steps of the process are:
Step 1: Goal Identification: Investing without goals is like driving without a destination. As the first step in the process, our Mutual fund advisors will meet with you to identify your liabilities and aspirations. Identification helps articulate priorities and define clear, measurable financial goals with defined value and timelines for achievement.
Step 2: Risk Profiling: Investing in Mutual funds is not just about generating higher returns; it is also about achieving better risk-adjusted returns. It requires understanding the client’s risk profile. During this step, NS Wealth advisors use a proprietary psychometric test to assess a client’s psychological ability to handle market volatility and a financial capability test to assess their risk-taking capacity.
Step 3: Asset Allocation: An important step before we sort funds and schemes that fit you. The advisor’s role at this step is to identify the right mix of assets for a client’s Mutual Fund portfolio based on their risk profile and financial goals. It is not just about the right asset mix; it is also about diversifying any portfolio to generate better risk-adjusted returns.
Step 4: Scheme selection: There are 11 subcategories in equity-based schemes and 17 in debt-based schemes, with numerous mutual fund companies offering schemes under each category. It makes the process difficult for a general investor, which is why this step is necessary. NS Wealth Mutual fund advisors conduct both quantitative and qualitative analyses of different schemes, evaluating fund managers’ performance and their past performance. An important step is to identify the right mix of schemes that align with the asset allocation strategy.
Step 5: Periodic review & rebalancing: Generating better outcomes from Mutual fund investing requires periodic monitoring and adjusting in response to market dynamics. When you hire an NS Wealth Mutual fund advisor, they do that using advanced analytics and their proprietary scheme screening mechanism to make sure that every client stays on track.
Who we serve
Salaried
Helping them achieve their financial goals and emergencies, and optimize for taxes.
Professionals
Helping them navigate between life goals and emergencies with an unsteady flow of income.
Families
Plan for children’s education, housing, and intergenerational wealth.
Entrepreneurs
Helping them create a balance between unforeseen business challenges and personal finance.
NRIs
With robust financial plans to attain life goals and navigate between taxation of different countries.
Retirees
Helping them to optimize post-retirement income strategies so that they don’t outlive their savings.
Why should Pune choose Our Mufutual Fund Advisor?
Many Pune families work with NS Wealth today and understand why it is important to have an expert Mutual fund advisor by their side. A mutual fund advisor’s job is not just to help their client find a scheme that generates the highest return. They are there to help with strategy to design a portfolio that delivers better, risk-adjusted, consistent returns. The advisor also serves as a risk manager across different market conditions, through strategic asset allocation and portfolio diversification.The key reasons why Punekar chose NS Wealth:
NS Wealth Solutions Pvt Ltd provides Mutual Fund advisor services all over India : Agra | Ahmedabad | Bangalore | Bhopal | Bhubaneswar | Chandigarh | Chennai | Coimbatore | Dehradun | Delhi | Guwahati | Hyderabad | Indore | Jaipur | Jamshedpur | Kanpur | Kolkata | Lucknow | Ludhiana | Mumbai | Nagpur | Nashik | Patna | Pune | Rajkot | Ranchi | Surat | Udaipur | Vadodara | Varanasi
Comprehensive NS Wealth Services Tailored to Meet Your Unique Needs
Frequently Asked Questions -FAQs
What is the difference between an SEBI-registered Investment Advisor and a Regular Mutual Fund advisor?
A SEBI-registered Investment Advisor provides holistic financial advice aligned with your overall financial goals and is paid directly by you. In contrast, a regular Mutual Fund advisor is compensated by Mutual Fund companies, which may lead to potential conflicts of interest.
How do I verify whether a Mutual Fund advisor is AMFI-registered in Pune?
AMFI-registered advisors have a unique ARN number that can be verified on the AMFI website. If the ARN is unavailable, you can search using your local PIN code on the AMFI portal.
Do mutual fund advisors charge a flat fee or a percentage of Assets Under Management (AUM)?
AMFI-licensed Mutual Fund advisors cannot charge fees directly. However, SEBI-registered Investment Advisors may charge either a flat fee or a percentage of AUM.
Will the advisor be available to guide through market crashes?
Yes. NS Wealth continuously monitors portfolios and provides timely guidance and rebalancing recommendations during market volatility or crashes.
Do Mutual Fund advisors offer services to NRIs residing in Pune?
Yes. Mutual Fund advisors assist NRIs by offering investment strategies tailored to different tax structures and regulatory requirements.