10,000
Satisfied
Clients
4.9
Ratings on
Google
Rs.100Crs
Asset Under
Management
Expert Mutual Fund Advisor from Surat : Data-driven Wealth Management
Surat is known as the “Diamond City” of India and is currently one of the most explosive economic stories in the world. The modern city of Surat does not just deal in diamonds today; it has also evolved into a textile powerhouse, accounting for 40% of India’s ready-made garments. With these changing dynamics, Suratis who historically preferred reinvesting profits in business or real estate have seen a rapid “financialization” of their savings. The rising middle class in Surat, and even traditional business families, are now investing in financial assets, and mutual fund schemes are capturing the largest share. The city consistently ranks among the top 10 cities in India for mutual fund contributions. While Ahmedabad has the largest total AUM, Surat has seen the fastest growth in retail mutual fund investors, with the highest increase in folio numbers.
The growing popularity of Suratis towards mutual funds has led to a broader increase in the demand for expert financial advice and guidance on their investing. Though residents of Surat are naturally risk-taking, investing in modern financial instruments like mutual funds requires a systematic approach. In the retail mutual fund market, expert guidance becomes more important, and that is where traditional mutual fund advisors in Surat or mutual fund agents are failing.
NS Wealth Surat is a modern-age, data-driven mutual fund advisor in the city. With a tech-first approach and a blend of mutual fund investing and effective financial planning, it aims to offer solutions that fit well with the new middle class. A SEBI-registered Investment Advisor that plays a fiduciary role and offers only fee-based advisory. As commission is not the motivation, it is ensured that investor interests are always protected.
Looking to speak to an Expert?
We have experts who can assist you right now by phone or via an online Google Meet meeting.
NS Wealth Mutual Fund Advisory Process
As an SEBI-registered Investment Advisor with 17+ years of experience and currently managing Rs. 1000 crores of investment assets for its clients, our team of Mutual fund advisors has developed a proprietary process. The process has already been tested and proven effective for all our clients, with varying risk profiles and across different market cycles.The various steps of the process are:
Step 1: Goal Identification: Investing without goals is like driving without a destination. As the first step in the process, our Mutual fund advisors will meet with you to identify your liabilities and aspirations. Identification helps articulate priorities and define clear, measurable financial goals with defined value and timelines for achievement.
Step 2: Risk Profiling: Investing in Mutual funds is not just about generating higher returns; it is also about achieving better risk-adjusted returns. It requires understanding the client’s risk profile. During this step, NS Wealth advisors use a proprietary psychometric test to assess a client’s psychological ability to handle market volatility and a financial capability test to assess their risk-taking capacity.
Step 3: Asset Allocation: An important step before we sort funds and schemes that fit you. The advisor’s role at this step is to identify the right mix of assets for a client’s Mutual Fund portfolio based on their risk profile and financial goals. It is not just about the right asset mix; it is also about diversifying any portfolio to generate better risk-adjusted returns.
Step 4: Scheme selection: There are 11 subcategories in equity-based schemes and 17 in debt-based schemes, with numerous mutual fund companies offering schemes under each category. It makes the process difficult for a general investor, which is why this step is necessary. NS Wealth Mutual fund advisors conduct both quantitative and qualitative analyses of different schemes, evaluating fund managers’ performance and their past performance. An important step is to identify the right mix of schemes that align with the asset allocation strategy.
Step 5: Periodic review & rebalancing: Generating better outcomes from Mutual fund investing requires periodic monitoring and adjusting in response to market dynamics. When you hire an NS Wealth Mutual fund advisor, they do that using advanced analytics and their proprietary scheme screening mechanism to make sure that every client stays on track.
Who we serve
Salaried
Helping them achieve their financial goals and emergencies, and optimize for taxes.
Professionals
Helping them navigate between life goals and emergencies with an unsteady flow of income.
Families
Plan for children’s education, housing, and intergenerational wealth.
Entrepreneurs
Helping them create a balance between unforeseen business challenges and personal finance.
NRIs
With robust financial plans to attain life goals and navigate between taxation of different countries.
Retirees
Helping them to optimize post-retirement income strategies so that they don’t outlive their savings.
Why should Surat choose Our Mufutual Fund Advisor?
As the middle class of Surat grows, the need for expert mutual fund advice will also grow. NS Wealth, with its proprietary financial planning framework and unique approach to mutual fund investing, currently manages Rs. 1000+ crores in mutual fund assets and is expanding its foothold in Surat. Over the years, NS Wealth’s team of Mutual fund advisors in Surat has earned the trust of Suratis on their journey towards financial independence.The reasons why you, as a resident of Surat, should choose us:
NS Wealth Solutions Pvt Ltd provides Mutual Fund advisor services all over India : Agra | Surat | Bangalore | Bhopal | Bhubaneswar | Chandigarh | Chennai | Coimbatore | Dehradun | Bangalore | Guwahati | Bangalore | Indore | Jaipur | Jamshedpur | Kanpur | Kolkata | Lucknow | Ludhiana | Mumbai | Nagpur | Nashik | Patna | Pune | Rajkot | Ranchi | Surat | Udaipur | Vadodara | Varanasi
Comprehensive NS Wealth Services Tailored to Meet Your Unique Needs
Frequently Asked Questions -FAQs
What is the difference between an SEBI-registered Investment Advisor and a Regular Mutual Fund advisor?
One can seek scheme-related advice from both of them, but a SEBI-registered Investment Advisor takes a broader outlook of your financial health so that it may be more attuned to your requirements. Additionally, SEBI-registered advisors are paid by you, while Mutual Fund companies pay Mutual Fund advisors to advise on their products, creating a potential misalignment of interest.
How do I verify whether a Mutual fund advisor is AMFI-registered in Surat?
Every Mutual Fund advisor in Surat registered with AMFI receives a unique code, the ARN, which they must renew every 5th year. When verifying whether a Mutual fund advisor is registered with AMFI, you should know this number and check it on the AMFI website. Even if you are not aware of the ARN number, you can search the AMFI website using your area’s PIN code.
Do mutual fund advisors charge a flat fee or a percentage of Assets Under Management (AUM)?
Mutual fund advisors who work under an AMFI license can’t charge any type of fee, as per SEBI guidelines. On the other hand, if the person is a SEBI-registered Investment advisor who advises on Mutual Funds, they can charge a flat fee or a fee based on a percentage of AUM.
Will the advisor be available to guide through market crashes?
NS Wealth’s Mutual fund advisory process includes a step of regular portfolio monitoring and review. They continuously monitor market movements and recommend portfolio adjustments during a market crash.
Do Mutual Fund advisors offer services to non-resident Indians (NRIs) residing in Surat?
Yes, mutual fund advisors offer services to non-resident Indians (NRIs) residing in Surat. NRIs generally fall under different tax structures, and if you are visiting the city, you can always discuss your requirements with the NS Wealth Mutual fund advisory team.