10,000
Satisfied
Clients
4.9
Ratings on
Google
Rs.100Crs
Asset Under
Management
Expert Mutual Fund Advisor from Varanasi : Data-driven Wealth Management
Varanasi, the “ Spiritual Capital of India,” is undergoing a profound structural transformation. Once a city solely defined by its ancient heritage, it has now emerged as a major economic corridor in Uttar Pradesh, blending “Kashi” tradition with a new, aggressive investment culture. All these changes have also moved Varanasi from being a “savings-heavy” city to an “investment-city.” There is growing interest in mutual funds among regular Varanasi investors. People have started allocating their monthly savings to SIPs, rather than into traditional financial instruments like RDs, FDs, etc. The shift to Gold ETFs from traditional hard gold bars is another shift that we can notice in Varanasi. All this has led to growth in the city’s AUM at a rate of 22% year-on-year.
The rapid financialization of household savings in Varanasi, increased awareness about mutual fund schemes, and rising complexity of modern financial markets have led to a rise in demand for expert mutual fund advisors among common Varanasis. The need of the hour for most residents of Varanasi is a partner who can guide them in their journey to achieving financial independence.
NS Wealth, a 17-year-old mutual fund advisor in Varanasi, is trying to bring data-driven wealth management services to the city. With its own established framework, it offers solutions tailored to a client’s requirements. Whether you are an independent professional, a salaried person, or an owner of a big business house in Varanasi, NS Wealth’s mutual fund advisory can offer tailored solutions for you.
If you are searching for the right partner for all your mutual fund needs, NS Wealth is the right partner to rely on.
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We have experts who can assist you right now by phone or via an online Google Meet meeting.
NS Wealth Mutual Fund Advisory Process
As an SEBI-registered Investment Advisor with 17+ years of experience and currently managing Rs. 1000 crores of investment assets for its clients, our team of Mutual fund advisors has developed a proprietary process. The process has already been tested and proven effective for all our clients, with varying risk profiles and across different market cycles.The various steps of the process are:
Step 1: Goal Identification: Investing without goals is like driving without a destination. As the first step in the process, our Mutual fund advisors will meet with you to identify your liabilities and aspirations. Identification helps articulate priorities and define clear, measurable financial goals with defined value and timelines for achievement.
Step 2: Risk Profiling: Investing in Mutual funds is not just about generating higher returns; it is also about achieving better risk-adjusted returns. It requires understanding the client’s risk profile. During this step, NS Wealth advisors use a proprietary psychometric test to assess a client’s psychological ability to handle market volatility and a financial capability test to assess their risk-taking capacity.
Step 3: Asset Allocation: An important step before we sort funds and schemes that fit you. The advisor’s role at this step is to identify the right mix of assets for a client’s Mutual Fund portfolio based on their risk profile and financial goals. It is not just about the right asset mix; it is also about diversifying any portfolio to generate better risk-adjusted returns.
Step 4: Scheme selection: There are 11 subcategories in equity-based schemes and 17 in debt-based schemes, with numerous mutual fund companies offering schemes under each category. It makes the process difficult for a general investor, which is why this step is necessary. NS Wealth Mutual fund advisors conduct both quantitative and qualitative analyses of different schemes, evaluating fund managers’ performance and their past performance. An important step is to identify the right mix of schemes that align with the asset allocation strategy.
Step 5: Periodic review & rebalancing: Generating better outcomes from Mutual fund investing requires periodic monitoring and adjusting in response to market dynamics. When you hire an NS Wealth Mutual fund advisor, they do that using advanced analytics and their proprietary scheme screening mechanism to make sure that every client stays on track.
Who we serve
Salaried
Helping them achieve their financial goals and emergencies, and optimize for taxes.
Professionals
Helping them navigate between life goals and emergencies with an unsteady flow of income.
Families
Plan for children’s education, housing, and intergenerational wealth.
Entrepreneurs
Helping them create a balance between unforeseen business challenges and personal finance.
NRIs
With robust financial plans to attain life goals and navigate between taxation of different countries.
Retirees
Helping them to optimize post-retirement income strategies so that they don’t outlive their savings.
Why should Varanasi choose Our Mutual Fund Advisor?
NS Wealth is one of the first financial advisory firms in Varanasi offering fee-based mutual fund advice. Our advisors are not motivated by mutual fund commissions, so every piece of guidance you get from us is prioritized only for your interests. Our team of mutual fund advisors in Varanasi aligns your objectives defined in the financial plan with modern mutual fund investment strategies. We currently manage close to Rs. 1000 crore of mutual fund investments for 1000+ Indian families spread across different metros, including Varanasi.The key reasons why residents of Varanasi chose NS Wealth:
Comprehensive NS Wealth Services Tailored to Meet Your Unique Needs
NS Wealth Solutions Pvt Ltd provides Mutual Fund advisor services all over India: Agra | Ahmedabad | Bangalore | Bhopal | Bhubaneswar | Chandigarh | Chennai | Coimbatore | Dehradun | Delhi | Guwahati | Hyderabad | Indore | Jaipur | Jamshedpur | Kanpur | Kolkata | Lucknow | Ludhiana | Mumbai | Nagpur | Nashik | Patna | Pune | Rajkot | Ranchi | Surat | Udaipur | Vadodara | Varanasi
Frequently Asked Questions -FAQs
What is the difference between an SEBI-registered Investment Advisor and a Regular Mutual Fund advisor?
A SEBI-registered Investment Advisor provides holistic financial advice aligned with your overall financial goals and is paid directly by you. In contrast, a regular Mutual Fund advisor is compensated by Mutual Fund companies, which may lead to potential conflicts of interest.
How do I verify whether a Mutual Fund advisor is AMFI-registered in Pune?
AMFI-registered advisors have a unique ARN number that can be verified on the AMFI website. If the ARN is unavailable, you can search using your local PIN code on the AMFI portal.
Do mutual fund advisors charge a flat fee or a percentage of Assets Under Management (AUM)?
AMFI-licensed Mutual Fund advisors cannot charge fees directly. However, SEBI-registered Investment Advisors may charge either a flat fee or a percentage of AUM.
Will the advisor be available to guide through market crashes?
Yes. NS Wealth continuously monitors portfolios and provides timely guidance and rebalancing recommendations during market volatility or crashes.
Do Mutual Fund advisors offer services to NRIs residing in Pune?
Yes. Mutual Fund advisors assist NRIs by offering investment strategies tailored to different tax structures and regulatory requirements.