Mutual Funds – All you need to know
Quick Questions, Key Terms, and Scheme Rankings
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NS Wealth Research
How NRIs Can Invest in Indian Mutual Funds?
Mutual fund investment guide
Non-Resident Indians (NRIs) are eligible to invest in Indian mutual funds, subject to regulatory compliance under FEMA guidelines.
To invest, NRIs must:
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- Hold a valid PAN card
- Complete KYC verification
- Open an NRE (repatriable) or NRO (non-repatriable) bank account
- Submit FATCA declaration
Investments can be made through SIP or lump sum mode.
Taxation for NRIs differs slightly because TDS (Tax Deducted at Source) is applicable on capital gains at the time of redemption.
Repatriation rules:
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- Investments via NRE account allow repatriation
- NRO investments may have restrictions
Mutual funds allow NRIs to maintain exposure to Indian markets while diversifying global assets.Professional advice is recommended to manage taxation and compliance efficiently.
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